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Original Article

A Unified Hybrid Architecture for Real-Time Risk Detection and Cloud Cost Optimization in Banking and Healthcare

Nagabhushanam Bheemisetty1
1 Independent Researcher, USA

Published Online: November-December 2025

Pages: 188-194

References

1. Kusumba, S. (2023). "A Unified Data Strategy and Architecture for Financial Mastery: AI, Cloud, and Business Intelligence in Healthcare." International Journal of Computer Techniques in Electronics and Engineering, 6(3). DOI: https://doi.org/10.15680/IJCTECE.2023.0603004.
2. Sangeetham, H. (2025). "Next Generation Intelligent Cloud Framework for Secure Digital Banking Healthcare and Government Infrastructure." International Journal of Computer Techniques in Electronics and Engineering, 8(4). DOI: https://doi.org/10.15680/IJCTECE.2025.0804014.
3. Digital Convergence Technologies. (2025). "Digital Convergence Technologies Joins Akamai Partner Connect Program to Accelerate Cloud Modernization." Digital Terminal. https://digitalterminal.in/tech-companies/digital-convergence-technologies-joins-akamai-partner-connect-program-to-accelerate-cloud-modernization.
4. Tiwari, S.K. (2025). "Security-First Data Engineering: Best Practices for Compliance in Healthcare and Financial Data Pipelines." Journal of Information Systems Engineering and Management. https://jisem-journal.com/index.php/journal/article/view/13438.
5. Moraz, M. (2025). "Claims Automation: How Insurers Can Combine Performance, Data, and Customer Experience." Edana. https://edana.ch/en/2025/11/03/claims-automation-how-insurers-can-combine-performance-data-and-customer-experience/.
6. Lewandowska, A.E. (2025). "Real-Time AI-Driven Healthcare and Banking Cloud Framework: Integrating Artificial Neural Networks with Oracle EBS, Azure DevOps, and Autonomous Error Detection." International Journal of Research in Artificial Intelligence, 8(6). DOI: https://doi.org/10.15662/IJRAI.2025.0806808.
7. RiskWeave Team. (2025). "RiskWeave: Agentic AI for Underwriting." Devpost. https://devpost.com/software/riskweave.
8. Keragon. (2025). "Designing API Connections That Meet HIPAA and PCI Requirements." SecurityMetrics Blog. https://beta.securitymetrics.com/blog/designing-api-connections-that-meet-hipaa-and-pci-requirements.
9. Dandolu, S. (2025). "Real-Time AI for Financial Claims Processing: Architecture and Implementation." European Journal of Computer Science and Information Technology. https://eajournals.org/ejcsit/tag/real-time-ai-processing/.
10. Alation. (2025). "The Modern Data Stack in 2025: Transformation in Healthcare, Finance & Government." Alation Blog. https://www.alation.com/blog/modern-data-stack-regulated-industries-2025/.

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